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Antigua & Barbuda From $230,000 investment β€” Citizenship programme
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Antigua Citizenship 2026

Citizenship
From $230,000
Min. Investment
From $230,000
Processing
11-15 months
Visa Type
Citizenship
Citizenship Path
Yes
Stay Required
Varies
Family Included
Yes (6 categories)

Programme Overview

Antigua & Barbuda's Citizenship by Investment Programme offers Caribbean citizenship through donation, real estate, or business investment. Fast processing with no residency requirements.

Antigua and Barbuda's Citizenship by Investment programme, established in 2013, offers exceptional value for families seeking Caribbean citizenship. With a unique family-friendly pricing structure that caps costs for larger families, Antigua becomes increasingly attractive as family size grows. The National Development Fund donation starts at $230,000 for a family of up to 4β€”making it more competitive than alternatives when including spouse and children. Antigua's 365 beaches, stable democracy, and English-speaking environment create an appealing lifestyle destination. The passport provides visa-free access to 151+ countries including the UK, EU Schengen zone, Hong Kong, and Singapore. Antigua also offers the unique option of University of the West Indies contribution, which includes a scholarship for one family member. For investors with families who value both affordability and quality of life options, Antigua delivers a compelling combination.

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Fund Your Antigua & Barbuda Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $230,000 Antigua & Barbuda investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • βœ—Sell From $230,000 from your portfolio
  • βœ—Trigger capital gains tax (up to 20%)
  • βœ—Lose years of compound growth
  • βœ—After 10 years: $496,553

Lombard Loan: Keep Your Portfolio

  • Borrow From $230,000 against $460,000 collateral
  • No capital gains event triggered
  • Portfolio continues growing at ~8%
  • After 10 years: $912,605
Your advantage with Lombard+$416,053

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$460,000
50% LTV
Annual Interest
$8,050
~3.5% rate
10yr Interest Total
$80,500
Typically capitalised
Net Advantage
+$416,053
vs. liquidating
Explore Lombard FinancingLearn more about financing options

Investment Options

Key Benefits

Full citizenship and passport
Visa-free travel to 150+ countries (including UK, Schengen)
No residency requirements
Include family members
Dual citizenship permitted
No income tax on worldwide income for non-residents
Fast processing (3-4 months)
Commonwealth membership benefits

Eligibility Requirements

β€’At least 18 years old
β€’Excellent character
β€’Clean criminal record
β€’Good health
β€’Source of funds documentation
β€’Pass comprehensive due diligence
β€’Interview waiver available
β€’Visit Antigua for 5 days within first 5 years

Application Timeline

Total Time
11-15 months
1

Application & Due Diligence

9-12 months

Document preparation, application submission, and comprehensive background checks

2

Approval & Passport Issuance

2-3 months

Receive approval, complete investment, take oath, and obtain passport

Family Inclusion

  • β€’Spouse
  • β€’Children under 30
  • β€’Children over 30 with disabilities
  • β€’Parents and grandparents over 55
  • β€’Siblings (with additional fees)
  • β€’Additional contributions apply for larger families

Taxation

No income tax, wealth tax, or inheritance tax for non-resident citizens. Territorial tax system - only local-sourced income taxed. Ideal for tax optimization.

Residency Requirements

5-day minimum visit required within first 5 years of citizenship. No other residency obligations.

Path to Citizenship

Direct citizenship upon approval and completion of investment. No prior residency required.

Costs & Fees

NDF Donation (Family up to 4)
$230,000

National Development Fund contribution

Real Estate (Joint)
$300,000+

Minimum joint ownership property

UWI Fund (Family up to 4)
$260,000

Includes scholarship benefit

Due Diligence Fees
$7,500 per adult

Background verification

Government Fees
$30,000-$60,000

Processing and administration

Legal & Agent Fees
$15,000-$25,000

Professional representation

Total Estimated Cost
$290,000-$350,000 total (NDF route, family of 4, including all fees)
Finance with Lombard Loan

Is Antigua and Barbuda Right for You?

Ideal For

  • Families with 2+ children (best family pricing)
  • Those wanting genuine lifestyle destination option
  • Families interested in university scholarship benefit
  • Investors wanting reliable Caribbean programme
  • Those comfortable with minimal 5-day presence requirement

Consider Alternatives If

  • β€’Single applicants (Dominica is cheaper)
  • β€’Those needing USA E-2 access (choose Grenada)
  • β€’Investors wanting zero presence requirement

Alternative Programmes to Consider

Dominica

If single applicant seeking lowest cost. Dominica starts at $100,000.

Grenada

If USA E-2 visa access is needed. Grenada is only Caribbean CBI with US treaty.

St Kitts & Nevis

If programme prestige is priority. St Kitts pioneered CBI in 1984.

Related Resources

Financing Strategy

Fund Your Investment with a Lombard Loan

See how portfolio-backed lending can preserve your wealth while funding your citizenship investment.

Complete Guide to Golden Visa Financing

Compare all financing methods: Lombard loans, fund financing, and traditional options.

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Frequently Asked Questions

Ready to Begin Your Journey?

Schedule a consultation with our expert advisors to discuss your Antigua & Barbuda citizenship application.

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Lead Analyst: Law Degree | MSc Global Finance (City, University of London) | CISI Level 7 Chartered Wealth Manager

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About the Report: The 2026 Global Wealth Migration Report provides real-time analysis of the shifting tax and residency landscape for HNWIs. Key 2026 benchmarks include the March 6 New Zealand Property Reform for AIP holders, the €300,000 Italy Flat Tax hike, and the Dutch Box 3 "Actual Return" Act (passed Feb 12, 2026). Our data helps investors navigate unrealized gains taxes and liquidity traps through strategic investor visas and Lombard loan structures. Data last verified: March 23, 2026.