Your pathway from American passport to EU citizenship with visa-free access to 180+ countries
Live, work, and do business anywhere in the 27 EU countries plus Switzerland, Norway, and Iceland. No visas, no restrictions.
Malta passport ranks among the world's most powerful. Travel to the UK, Japan, Australia, and most of Asia without visa applications.
Malta citizenship passes to your children and grandchildren by descent. One investment secures EU access for generations.
A second citizenship provides optionality regardless of US political changes. Malta is a stable, neutral EU member state.
Open EU bank accounts, establish companies, and access European markets without barriers. Ideal for entrepreneurs and investors.
Your children gain access to top European universities at local tuition rates, saving hundreds of thousands in education costs.
Malta citizens enjoy 90-day visa-free travel to the USA. If your spouse, partner, or children aren't US citizens, Malta citizenship gives your entire family the freedom to visit the US together without visa applications.
We assess your eligibility, discuss your goals, and outline the optimal pathway for your situation.
Comprehensive background checks and document preparation. Malta has strict vetting standards.
Submit your application to the Community Malta Agency with all required documentation.
Malta conducts thorough due diligence. Approval rates are high for well-prepared applications.
Maintain Malta residency for 12 months (€750K contribution) or 36 months (€600K contribution).
Take the oath of allegiance and receive your Malta passport and EU citizenship.
Non-refundable contribution to the National Development and Social Fund. €750K for 12-month residency, €600K for 36-month residency.
Purchase property worth at least €700,000 (held for minimum 5 years) OR lease property at minimum €16,000/year.
Mandatory donation to a registered Maltese philanthropic, cultural, sport, scientific, animal welfare, or artistic organization.
| Factor | 🇺🇸 US Passport | 🇲🇹 Malta Passport |
|---|---|---|
| Visa-Free Countries | 186 countries | 187 countries |
| EU Freedom of Movement | ❌ Tourist only (90 days) | ✅ Unlimited live/work rights |
| UK Access | 6 months tourist | 6 months tourist |
| Schengen Access | 90 days per 180 | Unlimited (EU citizen) |
| Inheritance Tax | Up to 40% federal | 0% for non-doms |
| Citizenship by Descent | To children only | Unlimited generations |
| EU Business Rights | ❌ Requires permits | ✅ Full access |
| EU Banking | Difficult to open | Open freely |
| USA Visa-Free Access | ✅ Citizen | ✅ 90 days visa-free |
Smart investors don't liquidate assets for citizenship. They borrow against them.
As a US citizen, you're taxed on worldwide income regardless of where you live. The US is one of only two countries with citizenship-based taxation.
Malta citizenship alone doesn't change US tax obligations. However, Malta offers favorable tax regimes for residents, and combined planning can optimize your overall position.
Yes. The US allows dual citizenship, and Malta's citizenship by investment programme is designed for applicants who wish to retain their original nationality. You can hold both passports simultaneously.
No. Malta does not require you to renounce your US citizenship. You'll hold both passports and can choose which to use when traveling.
Yes. The US taxes citizens on worldwide income regardless of other citizenships or where you live. Malta citizenship alone doesn't change US tax obligations. However, proper planning can optimize your overall tax position.
You must maintain Malta residency for 12-36 months before citizenship is granted, depending on which contribution tier you choose. This doesn't require continuous physical presence—most applicants spend a few weeks per year in Malta.
Yes. Your spouse and dependent children can be included in the application. Additional government contributions apply: €50,000 per adult dependent and €25,000 per minor child.
Yes — this is one of the biggest benefits for mixed-nationality families. Malta citizens enjoy 90-day visa-free access to the USA. If your spouse, partner, or children aren't US citizens, Malta citizenship means your whole family can visit America together without anyone needing a US visa.
For a family of four (two adults, two children), expect approximately €1.5-1.6M total: €600-750K government contribution, €700K property, €10K donation, plus €50K for spouse and €50K for children, plus professional fees.
Yes. With a Lombard loan against your investment portfolio, you can fund the Malta citizenship investment without selling assets. A $3M portfolio at 50% LTV provides $1.5M in liquidity while your investments continue to grow.
Our team specializes in helping United States citizens obtain Malta citizenship. Schedule a confidential consultation to discuss your specific situation.