This is information, not advice. Nothing on this site is a personal recommendation, an offer, or an inducement to enter into any transaction, and reading it creates no client relationship. It does not account for your circumstances, objectives, tax position or risk tolerance. Take regulated advice in your own jurisdiction before acting.
Borrowing against a portfolio amplifies loss as well as gain. A Lombard or margin facility is secured on your securities. If their value falls, the lender can demand additional collateral or repayment at short notice, and can sell your holdings without your consent and at a time not of your choosing — potentially crystallising losses and a tax charge. Rates are usually variable and the facility is typically repayable on demand.
Residency and citizenship investments are illiquid and often non-refundable. Programme rules, thresholds, processing times and qualifying routes change, sometimes with retroactive effect. Approval is never guaranteed, and a rejected application does not necessarily return your outlay. Figures quoted here are indicative and must be confirmed against the relevant government source before you commit funds.
Past performance tells you nothing about the future. Modelled or illustrative returns are not projections. Currency movement can change the cost of a foreign-denominated obligation independently of investment performance.
We are not a law firm, a tax adviser, a lender or a government authority, and we do not process applications. Immigration, tax and legal matters should be taken to a qualified professional admitted in the relevant jurisdiction.
