Terms of Use

The terms on which this site is made available, and the limits of what the material on it can be used for.

Last updated 6 September 2026 · Questions: use the contact form

Agreement

By using goldenvisas.ai you accept these terms. If you do not accept them, stop using the site.

goldenvisas.ai is operated by Golden Visa Loans, based in London, United Kingdom. Luke D. Coupe is the individual responsible for the site and for enquiries about how personal data is handled.

What this site is, and what it is not

The site publishes research, comparison tools and commentary on residency and citizenship by investment programmes and on portfolio-backed lending. It is published for information.

It is not a personal recommendation, an offer, a solicitation or an inducement to enter into any transaction. Using the site, submitting an enquiry or using a calculator does not create an advisory or client relationship, and no duty of care arises until a written engagement is signed.

We are not a law firm, a tax adviser, a lender, an immigration agent or a government authority. We do not lodge applications, we do not grant visas or citizenship, and we cannot influence any government decision.

Accuracy and currency of information

Programme rules, investment thresholds, processing times and tax treatment change frequently and sometimes with retroactive effect. Figures on this site are indicative and may be out of date by the time you read them.

Verify every figure against the relevant government or regulatory source, and take advice from a professional qualified in the relevant jurisdiction, before committing funds or making any decision. We do not accept responsibility for a decision taken on the basis of information published here without that verification.

If you find something on this site that is wrong, please tell us through the contact form on this site. We would rather correct it than defend it.

Calculators and modelled figures

The calculators and comparison tools produce illustrations based on the assumptions you or we supply. They are arithmetic, not forecasts. They do not account for your tax position, your objectives or your capacity for loss, and they should not be treated as a projection of any outcome you will actually experience.

Third-party links and content

Where we link to a third-party site or quote third-party material we do so for reference. We do not control that content and do not endorse it by linking to it.

Limitation of liability

Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be limited.

Subject to that, we are not liable for investment loss, tax consequences, refused applications, or indirect or consequential loss arising from your use of this site or reliance on information published on it.

Acceptable use

Do not scrape the site at a volume that degrades it for others, attempt to breach its security, or reproduce substantial parts of its content without permission. Content on this site is our property or used under licence.

Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction. If you are a consumer this does not deprive you of the protection of mandatory rules in your country of residence.