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Turkey From $400,000 investment — Citizenship programme
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Turkey Citizenship 2026

Citizenship
From $400,000
Min. Investment
From $400,000
Processing
6-12 months
Visa Type
Citizenship
Citizenship Path
Yes
Stay Required
None
Family Included
Yes (4 categories)

Programme Overview

Turkey's Citizenship by Investment Programme offers fast-track citizenship through real estate investment or bank deposits. NEW 2025: Parliament passed a landmark 20-year foreign income tax holiday for investors—foreign-sourced income is completely exempt from Turkish taxation. Turkey provides strategic location between Europe and Asia with growing economy.

Turkey's Citizenship by Investment programme offers one of the most accessible routes to a second passport for high-net-worth individuals. With a minimum investment of $400,000 in real estate, investors can obtain Turkish citizenship—and a passport providing visa-free access to 110+ countries—in as little as 3-6 months. Turkey sits at the crossroads of Europe and Asia, offering unique business opportunities and a strategic location for global investors. The 2024 Turkish Parliament passed a groundbreaking 20-year foreign income tax holiday for new residents, transforming Turkey into an attractive wealth jurisdiction. Unlike the UAE, Turkey offers full citizenship that passes to future generations. For investors seeking a powerful passport at a relatively accessible price point, with the option to later apply for an E-2 investor visa to the USA, Turkey represents compelling value. The programme is particularly popular among Middle Eastern, Central Asian, and Chinese investors seeking global mobility.

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Fund Your Turkey Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $400,000 Turkey investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • ✗Sell From $400,000 from your portfolio
  • ✗Trigger capital gains tax (up to 20%)
  • ✗Lose years of compound growth
  • ✗After 10 years: $863,570

Lombard Loan: Keep Your Portfolio

  • Borrow From $400,000 against $800,000 collateral
  • No capital gains event triggered
  • Portfolio continues growing at ~8%
  • After 10 years: $1.59M
Your advantage with Lombard+$723,570

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$800,000
50% LTV
Annual Interest
$14,000
~3.5% rate
10yr Interest Total
$140,000
Typically capitalised
Net Advantage
+$723,570
vs. liquidating
Explore Lombard FinancingLearn more about financing options

Investment Options

Key Benefits

Turkish citizenship and passport
Visa-free travel to 110+ countries
20-YEAR FOREIGN INCOME TAX HOLIDAY (New 2025) - complete exemption on foreign-sourced income
No residency requirements
Include spouse and children under 18
Dual citizenship permitted
Strategic location between continents
Access to Turkish healthcare
Fast processing (3-6 months)

Eligibility Requirements

•At least 18 years old
•Clean criminal record
•Pass security clearance
•Valid passport
•Health certificate
•Property must not be sold for 3 years
•No involvement in activities against Turkish interests

Application Timeline

Total Time
6-12 months
1

Investment Completion

1-2 months

Complete property purchase or qualifying investment

2

Application & Security

1-2 months

Submit application with investment proof and begin security clearance

3

Processing

4-8 months

Government review, background checks, and approval

4

Citizenship & Passport

1-2 months

Receive citizenship certificate and Turkish passport

Family Inclusion

  • •Spouse
  • •Children under 18
  • •Adult children and parents require separate applications
  • •Family members must meet eligibility criteria

Taxation

Turkey offers a landmark 20-YEAR FOREIGN INCOME TAX HOLIDAY for new investors (passed by Parliament 2025). During this period, foreign-sourced income is completely exempt from Turkish taxation. After the exemption period, Turkey taxes residents on worldwide income with progressive rates up to 40%. Non-residents taxed only on Turkish-sourced income. Various tax treaties available. Real estate rental income subject to withholding tax.

Residency Requirements

No minimum stay requirement for citizenship application. Turkish citizenship does not require prior residency.

Path to Citizenship

Direct citizenship grant upon approval of investment application, typically within 3-6 months of submission.

Costs & Fees

Real Estate Investment
$400,000+

Minimum property value (most popular route)

Property Transfer Tax
4% of declared value

Title deed transfer fee (split buyer/seller)

Appraisal Fee
$1,000-2,000

Licensed property valuation report

Legal Fees
$5,000-15,000

Attorney fees for purchase and citizenship application

Application Fees
$1,500-3,000

Government processing and documentation fees

Passport Fee
~$200

Turkish passport application and issuance

Total Estimated Cost
$420,000-$435,000 total (real estate route including all fees)
Finance with Lombard Loan

Is Turkey Right for You?

Ideal For

  • Investors seeking fast citizenship (3-6 months)
  • Those wanting USA E-2 visa eligibility
  • Families seeking generational citizenship
  • Chinese, Indian, and Middle Eastern investors seeking global mobility
  • Entrepreneurs interested in emerging market opportunities
  • Those wanting tax-efficient second residence

Consider Alternatives If

  • •Those seeking EU citizenship (Turkey is not EU member)
  • •Investors wanting visa-free USA access (ESTA not available)
  • •Those uncomfortable with currency volatility (Turkish Lira)
  • •Investors wanting immediate property exit (3-year hold required)

Alternative Programmes to Consider

Portugal

If you want EU citizenship. Portugal offers citizenship after 5 years residency.

St Kitts & Nevis

If you want faster processing and no property holding period. Caribbean CBI in 45-60 days.

Malta

If you want EU citizenship with stronger passport. Malta offers EU citizenship in 12-36 months.

Related Resources

Financing Strategy

Fund Your Investment with a Lombard Loan

See how portfolio-backed lending can preserve your wealth while funding your citizenship investment.

Complete Guide to Golden Visa Financing

Compare all financing methods: Lombard loans, fund financing, and traditional options.

Real Client Story

Anonymised case study from an actual client on this programme

All case studies
🇷🇺CitizenshipJune 2026

Russian Tech Founder Obtains Turkey Citizenship — International Banking Restored via Property Investment

How a Moscow-based SaaS founder used Turkish citizenship to rebuild international financial infrastructure

  • Turkish citizenship for family of three — passports issued in 14 weeks
  • Turkish-entity Stripe account approved within 3 weeks of citizenship
  • UAE (RAK) offshore company established — full international banking access restored
"My business was dying because I couldn't receive payments. The Turkish citizenship solved everything — it took 14 weeks from buying an apartment to ho…"— SaaS founder, Moscow — Turkey Citizenship by Investment client, May 2026

Investment

$495,000

Timeline

14 weeks

Key Outcome

Turkish Citizenship in 14 Weeks + Banking Access Restored

Read full story
View all case studies

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Frequently Asked Questions

Ready to Begin Your Journey?

Schedule a consultation with our expert advisors to discuss your Turkey citizenship application.

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Lead Analyst: Law Degree | MSc Global Finance (City, University of London) | CISI Level 7 Chartered Wealth Manager

2026Verified Advisor

About the Report: The 2026 Global Wealth Migration Report provides real-time analysis of the shifting tax and residency landscape for HNWIs. Key 2026 benchmarks include the March 6 New Zealand Property Reform for AIP holders, the €300,000 Italy Flat Tax hike, and the Dutch Box 3 "Actual Return" Act (passed Feb 12, 2026). Our data helps investors navigate unrealized gains taxes and liquidity traps through strategic investor visas and Lombard loan structures. Data last verified: March 23, 2026.