Turkey From $400,000 investment — Citizenship programme
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Programme Overview

Turkey Citizenship

From $400,000 — financed against your portfolio, not liquidated from it.

Or compare it against the other programmes

Turkey at a glance

Turkey's Citizenship by Investment Programme offers fast-track citizenship through real estate investment or bank deposits. NEW 2025: Parliament passed a landmark 20-year foreign income tax holiday for investors—foreign-sourced income is completely exempt from Turkish taxation.

Investment from

$400,000

Processing

6-12 months

Stay required

None

Citizenship. Spouse and dependants included. There is a pathway to citizenship.

Turkey Citizenship — investment routes

Real Estate Purchase

Property purchase with 3-year holding requirement

  • Investment of $400,000

Bank Deposit

Fixed deposit in Turkish bank for 3 years

  • Investment of $500,000

Business Investment

Fixed capital investment in Turkish company

  • Investment of $500,000

Employment Creation

Create employment for at least 50 Turkish citizens

  • Investment of 50+ employees

Turkey Citizenship benefits

  • Turkish citizenship and passport
  • Visa-free travel to 110+ countries
  • 20-YEAR FOREIGN INCOME TAX HOLIDAY (New 2025) - complete exemption on foreign-sourced income
  • No residency requirements
  • Include spouse and children under 18
  • Dual citizenship permitted
  • Strategic location between continents
  • Access to Turkish healthcare
  • Fast processing (3-6 months)

Eligibility Requirements

  • At least 18 years old
  • Clean criminal record
  • Pass security clearance
  • Valid passport
  • Health certificate
  • Property must not be sold for 3 years
  • No involvement in activities against Turkish interests

Who can be included

  • Spouse
  • Children under 18
  • Adult children and parents require separate applications
  • Family members must meet eligibility criteria

Taxation

Turkey offers a landmark 20-YEAR FOREIGN INCOME TAX HOLIDAY for new investors (passed by Parliament 2025). During this period, foreign-sourced income is completely exempt from Turkish taxation.

Residency requirements

No minimum stay requirement for citizenship application. Turkish citizenship does not require prior residency.

Path to citizenship

Direct citizenship grant upon approval of investment application, typically within 3-6 months of submission.

Application process

Typical duration: 6-12 months
  1. 01

    Investment Completion

    1-2 months

    Complete property purchase or qualifying investment

  2. 02

    Application & Security

    1-2 months

    Submit application with investment proof and begin security clearance

  3. 03

    Processing

    4-8 months

    Government review, background checks, and approval

  4. 04

    Citizenship & Passport

    1-2 months

    Receive citizenship certificate and Turkish passport

Costs and fees (Commission)

Every charge the programme makes, and the sales commission an intermediary adds on top of them.

Real Estate Investment

$400,000+

Minimum property value (most popular route)

Property Transfer Tax

4% of declared value

Title deed transfer fee (split buyer/seller)

Appraisal Fee

$1,000-2,000

Licensed property valuation report

Legal Fees

$5,000-15,000

Attorney fees for purchase and citizenship application

Application Fees

$1,500-3,000

Government processing and documentation fees

Passport Fee

~$200

Turkish passport application and issuance

Sales commission

$30,000–$80,000

The widest spread of any programme here: property sold to citizenship buyers is routinely priced well above local market.

Fee based model

The same programme, bought without an intermediary's commission.

You save

$30,000–$80,000

The sales commission on the left, which you do not pay. The $2,500 fee replaces it.

Total estimated cost

$450,000–$515,000

real estate route including all fees, plus the sales commission above.

Total estimated cost

$420,000–$435,000

The programme's own charges, plus the $2,500 fee. No commission.

What the advice costs

The programme costs the same. The advice does not.

Through a commission

$30,000$80,000

Sales commission on Turkey. The widest spread of any programme here: property sold to citizenship buyers is routinely priced well above local market.

Through a fee

$2,500

Six months as a private client — route selection, the financing, the portfolio, and me on the end of a phone. Twelve months is $5,000. Paid by you, so the answer can be no.

Total saving

$30,000–$80,000

The whole commission, before the $2,500 fee. The programme costs what it costs either way.

This is the commission only. The licensed agent, the legal work and the government fees in the list above are payable whoever advises you, and nothing here removes them — a saving that quietly included a statutory fee would be the same trick in the other direction.

Commission ranges are typical rather than universal, and no firm is named. They are not published anywhere, which is the point of them.

How the paid track works →

Fund Your Turkey Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $400,000 Turkey investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • Sell From $400,000 from your portfolio
  • Trigger capital gains tax (up to 20%)
  • Lose years of compound growth
  • After 10 years: $863,570

Lombard Loan: Keep Your Portfolio

  • Borrow From $400,000 against $800,000 collateral
  • No capital gains event triggered
  • Portfolio continues growing at 8%
  • After 10 years: $1.61M
Your advantage with Lombard+$743,570

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$800,000
50% LTV
Annual Interest
$12,000
3% rate
10yr Interest Total
$120,000
Typically capitalised
Net Advantage
+$743,570
vs. liquidating

Is Turkey right for you?

Ideal for

  • Investors seeking fast citizenship (3-6 months)
  • Those wanting USA E-2 visa eligibility
  • Families seeking generational citizenship
  • Chinese, Indian, and Middle Eastern investors seeking global mobility
  • Entrepreneurs interested in emerging market opportunities
  • Those wanting tax-efficient second residence

Consider alternatives if

  • Those seeking EU citizenship (Turkey is not EU member)
  • Investors wanting visa-free USA access (ESTA not available)
  • Those uncomfortable with currency volatility (Turkish Lira)
  • Investors wanting immediate property exit (3-year hold required)

FAQs

Half an hour, $100, no commission.

Whether Turkey is right for you, what it will actually cost, and whether a visa with no capital contribution gets you the same place for nothing.

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