US EB-5 Visa 2026
Programme Overview
The EB-5 Immigrant Investor Program offers U.S. permanent residency (Green Card) through job-creating investments. The USA provides world's largest economy, business opportunities, and path to citizenship. April 2026 Update: TEA minimum investment increased from $800,000 to $900,000.
The EB-5 Immigrant Investor Program remains the gold standard for obtaining U.S. permanent residency through investment. Established by Congress in 1990, the programme has helped thousands of international investors and their families secure Green Cards by investing in job-creating commercial enterprises. April 2026 marks a significant change with the TEA (Targeted Employment Area) minimum investment increasing from $800,000 to $900,000—making immediate action critical for investors seeking the lower threshold. The United States offers unparalleled opportunities: the world's largest economy, world-class universities, robust legal protections, and access to the American lifestyle. Unlike other investor visas globally, the EB-5 leads directly to unconditional permanent residency, with U.S. citizenship available after just 5 years. For high-net-worth individuals seeking access to the world's most dynamic market while preserving their existing wealth, Lombard financing transforms the EB-5 from a substantial capital outlay into a strategic wealth-building opportunity.
Fund Your United States Investment with a Lombard Loan
Instead of liquidating your portfolio to fund the From $900,000 United States investment, use your existing assets as collateral and keep your money working for you.
Traditional: Liquidate Assets
- ✗Sell From $900,000 from your portfolio
- ✗Trigger capital gains tax (up to 20%)
- ✗Lose years of compound growth
- ✗After 10 years: $1.94M
Lombard Loan: Keep Your Portfolio
- Borrow From $900,000 against $1.80M collateral
- No capital gains event triggered
- Portfolio continues growing at ~8%
- After 10 years: $3.57M
10-Year Wealth Projection
Investment Options
Key Benefits
Eligibility Requirements
Application Timeline
Investment & I-526E Filing
2-4 monthsSelect regional center, make investment, file I-526E petition
I-526E Processing & Visa Issuance
4-20 monthsUSCIS review, approval, and conditional Green Card issuance (reserved category processes faster than unreserved)
Family Inclusion
- •Spouse
- •Unmarried children under 21 at time of I-526 filing
- •Age-out protection provisions available
- •Derivative beneficiaries receive same status
Taxation
U.S. Green Card holders are tax residents subject to federal income tax on worldwide income at progressive rates up to 37%. Additional state and local taxes apply. FATCA and FBAR reporting required. Various tax treaties and foreign tax credits available.
Residency Requirements
Must maintain permanent residence in USA. Extended absences (6+ months) may jeopardize status. Must not abandon residence to maintain Green Card.
Path to Citizenship
Eligible for U.S. citizenship after 5 years as permanent resident (or 3 years if married to U.S. citizen). Requires continuous residence, physical presence (30+ months), English proficiency, and civics test.
Costs & Fees
Core investment amount depending on TEA vs standard route
I-526E filing plus immigrant visa and biometrics fees
Administrative fee charged by Regional Center
Immigration attorney fees for petition preparation
Is United States Right for You?
Ideal For
- Investors seeking permanent access to the U.S. market
- Families with children approaching university age
- Entrepreneurs wanting to establish U.S. business presence
- Those seeking ultimate immigration stability in world's largest economy
- Investors with 5+ year time horizon for capital return
Consider Alternatives If
- •Those unwilling to accept U.S. worldwide taxation
- •Investors needing capital return within 3-4 years
- •Applicants from countries with significant visa backlogs
- •Those seeking passive income from investment
- •Investors unable to document source of funds
Frequently Asked Questions
Ready to Begin Your Journey?
Schedule a consultation with our expert advisors to discuss your United States green card application.