Golden Visa Loans
Golden Visa Financing
PropertiesAboutGet Started
  1. Home
  2. Countries
  3. Indonesia
Indonesia From $350,000 investment — Golden Visa programme
Back to Programmes
🇮🇩

Indonesia Golden Visa 2026

Golden Visa
From $350,000
Min. Investment
From $350,000
Processing
6 weeks
Visa Type
Golden Visa
Citizenship Path
Yes(10 years)
Stay Required
None
Family Included
Yes (6 categories)

Programme Overview

Launched in December 2023, Indonesia's Golden Visa has rapidly become one of Southeast Asia's most attractive residency programmes, attracting over $3 billion in foreign investment. The programme offers 5-year and 10-year visa options for investors, corporate directors, and exceptional talents, with no minimum stay requirements and the freedom to live and work throughout the archipelago without a traditional work permit (KITAS).

Indonesia launched its Golden Visa programme in 2024, creating Southeast Asia's first significant residency-by-investment option for high-net-worth individuals seeking access to the world's fourth-most populous nation and largest economy in ASEAN. The programme offers 5-year or 10-year residency permits through investment in Indonesian government bonds, shares in Indonesian companies, or through the "Super Talent" invitation-only track. Minimum investment starts at $350,000 for a 5-year visa, making Indonesia competitive with European alternatives while offering exposure to one of the world's fastest-growing economies. Indonesia operates a territorial tax system with no tax on foreign-source income, making it attractive for international entrepreneurs and digital nomads. The Golden Visa provides genuine long-term residency rights including work authorization, but does not lead to Indonesian citizenship (Indonesia prohibits dual citizenship). For investors seeking Southeast Asian lifestyle, Bali beach living, or Jakarta business opportunities without liquidating their existing portfolio, Indonesia's Golden Visa opens compelling doors.

Related Intelligence

UAE Golden Visa Guide
resource
Portugal Golden Visa
programme
Lombard Comparison Tool
resource
Progressive Tax Rates
resource
Caribbean CBI Comparison
resource
View all resources→

Fund Your Indonesia Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $350,000 Indonesia investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • ✗Sell From $350,000 from your portfolio
  • ✗Trigger capital gains tax (up to 20%)
  • ✗Lose years of compound growth
  • ✗After 10 years: $755,624

Lombard Loan: Keep Your Portfolio

  • Borrow From $350,000 against $700,000 collateral
  • No capital gains event triggered
  • Portfolio continues growing at ~8%
  • After 10 years: $1.39M
Your advantage with Lombard+$633,124

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$700,000
50% LTV
Annual Interest
$12,250
~3.5% rate
10yr Interest Total
$122,500
Typically capitalised
Net Advantage
+$633,124
vs. liquidating
Explore Lombard FinancingLearn more about financing options

Investment Options

Key Benefits

Multiple-entry visa (5 or 10 years)
No work permit (KITAS) required
Zero minimum stay requirements
Live anywhere in Indonesian archipelago
Include spouse and dependent children
Work legally without sponsorship
Access to Indonesian banking
Property purchase rights in certain zones
Strategic Southeast Asian location
17,000+ islands to explore
Low cost of living with high quality of life
Bali, Jakarta, and Yogyakarta lifestyle options

Eligibility Requirements

•Non-Indonesian national
•Valid passport with 18+ months validity
•Clean criminal record from country of residence
•Proof of qualifying investment
•Health declaration
•Pass immigration background check
•No prior Indonesian immigration violations

Investment Information

•$3+ billion attracted since programme launch (December 2023)
•Government bonds held in authorized Indonesian bank
•Company investments must be in qualifying sectors
•Investment must be maintained throughout visa validity
•Government bond interest rates typically 6-7% annually
•Professional advice recommended for company formation route

Application Timeline

Total Time
6 weeks
1

Document Preparation

2-3 weeks

Gather passport, criminal record certificate, financial statements, and proof of investment

2

Investment Completion

1-4 weeks

Purchase government bonds or complete company share investment

3

Application Submission

1 week

Submit application through Indonesia Immigration online system

4

Processing & Approval

2-4 weeks

Immigration review, background verification, and visa issuance

Family Inclusion

  • •Spouse receives same visa duration
  • •Dependent children under 18 years
  • •Family members can live and travel freely
  • •No separate work permits required for family
  • •Additional processing fees per dependent
  • •Children can attend Indonesian schools

Taxation

Indonesia operates a territorial tax system for non-residents. If you stay under 183 days per year, you're taxed only on Indonesian-sourced income. Foreign income, dividends, and capital gains from overseas investments are not taxed. Residents (183+ days) face worldwide taxation at progressive rates up to 35%, though Indonesia has 70+ tax treaties.

Residency Requirements

No minimum annual stay requirement — one of the most flexible golden visa programmes globally. Simply enter Indonesia at least once per year to maintain visa validity. Ideal for digital nomads, frequent travelers, and those maintaining multiple residences.

Path to Citizenship

Indonesia does not offer citizenship by investment. The golden visa provides long-term residency rights (5 or 10 years, renewable) but naturalization requires separate application after extended residence, Indonesian language proficiency, and renunciation of other citizenships (Indonesia does not permit dual nationality for naturalized citizens).

Costs & Fees

Investment
$350,000-$5,000,000

Depending on investment type and visa duration

Government Fees
$500-$1,000

Visa application and issuance fees

Professional Fees
$5,000-$15,000

Legal and advisory services

Health Insurance
$500-$2,000/year

Mandatory health coverage

Total Estimated Cost
$360,000-$5.02M depending on investment option
Finance with Lombard Loan

Is Indonesia Right for You?

Ideal For

  • Digital nomads and remote workers seeking Bali lifestyle
  • Entrepreneurs targeting Southeast Asian markets
  • Tax optimization through territorial system
  • Investors wanting fast processing (2-4 weeks)
  • Those seeking minimal presence requirements

Consider Alternatives If

  • •Those seeking citizenship (Indonesia prohibits dual)
  • •Investors wanting EU or Schengen access
  • •Those requiring strong passport mobility
  • •Applicants seeking Western infrastructure standards
  • •Those wanting permanent settlement path

Alternative Programmes to Consider

Thailand

Similar lifestyle with Elite Visa option

UAE

Zero tax with stronger passport

Portugal

EU citizenship pathway in 5 years

Related Resources

Financing Strategy

Fund Your Investment with a Lombard Loan

See how portfolio-backed lending can preserve your wealth while funding your golden visa investment.

Complete Guide to Golden Visa Financing

Compare all financing methods: Lombard loans, fund financing, and traditional options.

Explore Similar Programmes

🇵🇹

Portugal

Golden Visa

From €280,000

View programme
🇬🇷

Greece

Golden Visa

From €250,000

View programme
🇲🇹

Malta

Citizenship by Investment

From €600,000

View programme
🇨🇾

Cyprus

Residency by Investment

From €300,000

View programme
View all 30+ programmes

Frequently Asked Questions

Ready to Begin Your Journey?

Schedule a consultation with our expert advisors to discuss your Indonesia golden visa application.

View All Programmes
Golden Visa Loans

Exclusive Lombard loan solutions for sophisticated investors seeking residency and citizenship opportunities.

  • admin@goldenvisaloans.com
  • US · UK · CH · UAE · SG · ZA

2026 Global Wealth Reports

  • 2026 Investor Visa Comparison: NZ, AU, EU & USA
  • Dutch Wealth Migration & Box 3 Reform Analysis
  • Lombard Lending & Liquidity Guide 2026
  • New Zealand AIP Visa (March 2026 Update)
  • Trump Gold Card vs EB-5 Analysis
  • Golden Visa Statistics 2025

Services

  • Lombard Loan Rates & Terms
  • Wealth Management
  • Tax Optimization Strategies
  • Personal Tax Rates
  • Corporate Tax Rates

Programmes

  • Portugal Golden Visa
  • Greece Golden Visa
  • New Zealand AIP Visa
  • Trump Gold Card
  • Switzerland Residency
  • View All Programmes →

Regulatory & Trust

  • Media & Press
  • Case Studies
  • Privacy Policy
  • Terms of Service
  • Accessibility Statement
  • Regulatory Disclosures

Data Current as of
March 23, 2026

Investment & Tax Intelligence

Tax Intelligence

  • Corporate Tax Rates
  • Dutch Box 3 Escape
  • Italy Flat Tax Guide

Financing

  • Lombard Comparison
  • DGRO ETF Lombard
  • No Monthly Payment Loans

Strategic Reports

  • Gulf Security Neutrality Hedge
  • 2026 NZ vs Australia Comparison

Complete Resource Library

Portugal GuideGreece GuideGreece vs PortugalSwitzerland TaxItaly Investor VisaBest Golden VisasAustralia SIVUAE Golden VisaCaribbean CBIUSA PathwaysFinancing OptionsLombard FinancingGreece 7% TaxNo Payment LoansDGRO ETF GuideAll Resources →

© 2026 Golden Visa Loans. All rights reserved.•Industry Data Sources

Lead Analyst: Law Degree | MSc Global Finance (City, University of London) | CISI Level 7 Chartered Wealth Manager

2026Verified Advisor

About the Report: The 2026 Global Wealth Migration Report provides real-time analysis of the shifting tax and residency landscape for HNWIs. Key 2026 benchmarks include the March 6 New Zealand Property Reform for AIP holders, the €300,000 Italy Flat Tax hike, and the Dutch Box 3 "Actual Return" Act (passed Feb 12, 2026). Our data helps investors navigate unrealized gains taxes and liquidity traps through strategic investor visas and Lombard loan structures. Data last verified: March 23, 2026.