Thailand From THB 650,000 investment — Elite Visa programme
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Programme Overview

Thailand Elite Visa

From THB 650,000 — financed against your portfolio, not liquidated from it.

Or compare it against the other programmes

Thailand at a glance

The Thailand Privilege Card replaced the Thailand Elite Visa at the October 2023 rebrand. It is a membership product giving a multiple-entry Privilege Entry visa with a one-year stay per entry, for terms of five to twenty years.

Investment from

THB 650,000

Processing

2-3 months

Stay required

Flexible

Elite Visa. Spouse and dependants included. There is a pathway to citizenship.

Thailand Elite Visa — investment routes

Bronze (5 years)

Entry tier introduced 15 December 2024.

  • Investment of THB 650,000

Gold, Platinum and Diamond

Gold THB 900,000 for 5 years, Platinum THB 1,500,000 for 10, Diamond THB 2,500,000 for 15.

  • Investment of THB 900,000 to THB 2,500,000

Reserve (20 years, by invitation)

The top tier, available by invitation only.

  • Investment of THB 5,000,000

Thailand Elite Visa benefits

  • Multiple-entry visa privileges
  • VIP airport services
  • Annual health check-ups
  • Complimentary golf, spa services
  • 24/7 concierge support
  • Long-term residence rights
  • Renewable visa options
  • Family programmes available

Eligibility Requirements

  • At least 20 years old
  • Clean criminal record
  • Valid passport
  • Membership fee payment
  • Pass basic background check
  • Health insurance recommended
  • Financial sufficiency proof

Who can be included

  • Family memberships available
  • Spouse and children can be included
  • Separate fees for additional members
  • Dependent children welcome

Taxation

Thailand taxes residents on income sourced or remitted to Thailand. Foreign-sourced income not brought into Thailand is not taxed.

Residency requirements

Elite Visa provides stay privileges but not permanent residency. Must maintain membership for continued visa validity.

Path to citizenship

Elite Visa does not lead to Thai citizenship. Separate long-term residence and citizenship pathways exist with stringent requirements.

Application process

Typical duration: 2-3 months
  1. 01

    Application & Processing

    2-3 months

    Submit application, background checks, government approval, and visa issuance

Costs and fees (Commission)

Every charge the programme makes, and the sales commission an intermediary adds on top of them.

Thailand Privilege Membership

THB 650,000-5,000,000

Bronze 5 years to Reserve 20 years; Reserve is by invitation only

LTR Application

THB 50,000

LTR visa application fee (~$1,400)

Health Insurance

$1,000-$5,000/year

Required for LTR; recommended for Elite

Application assistance

$500-$2,000

Optional, and priced like the small administrative job it is.

Sales commission

$3,000–$8,000

Small in absolute terms and large as a share: the membership itself starts around US$18,000, so an agent fee at this level is a fifth of it again, on something that can be bought directly.

Fee based model

The same programme, bought without an intermediary's commission.

You save

$3,000–$8,000

The sales commission on the left, which you do not pay. The $2,500 fee replaces it.

Total estimated cost

$21,000–$68,000

Including the sales commission above.

Total estimated cost

$18,000–$60,000

The programme's own charges, plus the $2,500 fee. No commission.

What the advice costs

The programme costs the same. The advice does not.

Through a commission

$3,000$8,000

Sales commission on Thailand. Small in absolute terms and large as a share: the membership itself starts around US$18,000, so an agent fee at this level is a fifth of it again, on something that can be bought directly.

Through a fee

$2,500

Six months as a private client — route selection, the financing, the portfolio, and me on the end of a phone. Twelve months is $5,000. Paid by you, so the answer can be no.

Total saving

$3,000–$8,000

The whole commission, before the $2,500 fee. The programme costs what it costs either way.

This is the commission only. The licensed agent, the legal work and the government fees in the list above are payable whoever advises you, and nothing here removes them — a saving that quietly included a statutory fee would be the same trick in the other direction.

Commission ranges are typical rather than universal, and no firm is named. They are not published anywhere, which is the point of them.

How the paid track works →

Fund Your Thailand Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From THB 650,000 Thailand investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • Sell From THB 650,000 from your portfolio
  • Trigger capital gains tax (up to 20%)
  • Lose years of compound growth
  • After 10 years: $1.40M

Lombard Loan: Keep Your Portfolio

  • Borrow From THB 650,000 against $1.30M collateral
  • No capital gains event triggered
  • Portfolio continues growing at 8%
  • After 10 years: $2.61M
Your advantage with Lombard+$1.21M

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$1.30M
50% LTV
Annual Interest
$19,500
3% rate
10yr Interest Total
$195,000
Typically capitalised
Net Advantage
+$1.21M
vs. liquidating

Is Thailand right for you?

Ideal for

  • Digital nomads and remote workers
  • Retirees seeking low-cost quality lifestyle
  • Those wanting long-term Asia base without major investment
  • Investors seeking tax optimization (LTR)
  • Families wanting affordable international education

Consider alternatives if

  • Those seeking citizenship pathway
  • Investors wanting to work locally in Thailand
  • Those needing strong passport for global mobility
  • Applicants wanting EU or Western residency
  • Those requiring four-season climate

FAQs

Half an hour, $100, no commission.

Whether Thailand is right for you, what it will actually cost, and whether a visa with no capital contribution gets you the same place for nothing.

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