Nauru From US$115,000 (US$90,000 for applications filed before 31 December 2026) investment — Citizenship programme
Back to Programmes

Programme Overview

Nauru Citizenship

From US$115,000 (US$90,000 for applications filed before 31 December 2026) — financed against your portfolio, not liquidated from it.

Or compare it against the other programmes

Nauru at a glance

The Naoero Economic and Climate Resilience Citizenship Programme, established under the 2024 Act of that name, currently requires $90,000 for a single applicant. That is a discounted price: a $25,000 reduction applies to applications filed before 31 December 2026, after which the standard contribution is $115,000.

Investment from

US$115,000

US$90,000 for applications filed before 31 December 2026

Processing

3-4 months

Stay required

Flexible

Citizenship. Spouse and dependants included. There is a pathway to citizenship.

Nauru Citizenship — investment routes

Contribution

Plus $2,000 per dependant aged 16 or over and $15,000 per sibling.

  • Investment of $90,000 (discounted from $115,000)

Nauru Citizenship benefits

  • Full Nauruan citizenship
  • Visa-free access to 50+ countries
  • Fast processing (3-6 months)
  • No residency requirements
  • Include family members
  • Affordable entry-level programme
  • No taxation on foreign income
  • Dual citizenship permitted

Eligibility Requirements

  • At least 18 years old
  • Good character
  • No serious criminal record
  • Basic health requirements
  • Source of funds documentation
  • Due diligence clearance
  • Valid passport
  • No visit required

Who can be included

  • Spouse
  • Dependent children
  • Parents (additional fees)
  • Family applications available

Taxation

Limited taxation on foreign-sourced income. Favorable for international tax planning purposes.

Residency requirements

No requirement to visit or reside in Nauru.

Path to citizenship

Direct citizenship through economic contribution. Entry-level Pacific citizenship option.

Application process

Typical duration: 3-4 months
  1. 01

    Application & Processing

    3-4 months

    Document submission, government review, and approval

Costs and fees (Commission)

Every charge the programme makes, and the sales commission an intermediary adds on top of them.

Contribution

$90,000 plus $2,000 per dependant aged 16+

Discounted to 31 December 2026; standard rate $115,000.

Due Diligence

$5,000-$7,500

Per adult applicant

Processing Fees

$3,000-$5,000

Government application and passport fees

Licensed agent (mandatory)

$10,000-$20,000

Licensed agent service fees.

Sales commission

$25,000–$45,000

A young programme sold hard, and priced accordingly.

Fee based model

The same programme, bought without an intermediary's commission.

You save

$25,000–$45,000

The sales commission on the left, which you do not pay. The $2,500 fee replaces it.

Total estimated cost

$145,000–$230,000

Including the sales commission above.

Total estimated cost

$120,000–$185,000

The programme's own charges, plus the $2,500 fee. No commission.

What the advice costs

The programme costs the same. The advice does not.

Through a commission

$25,000$45,000

Sales commission on Nauru. A young programme sold hard, and priced accordingly. Read the mobility section on this page before the price.

Through a fee

$2,500

Six months as a private client — route selection, the financing, the portfolio, and me on the end of a phone. Twelve months is $5,000. Paid by you, so the answer can be no.

Total saving

$25,000–$45,000

The whole commission, before the $2,500 fee. The programme costs what it costs either way.

This is the commission only. The licensed agent, the legal work and the government fees in the list above are payable whoever advises you, and nothing here removes them — a saving that quietly included a statutory fee would be the same trick in the other direction.

Commission ranges are typical rather than universal, and no firm is named. They are not published anywhere, which is the point of them.

How the paid track works →

Fund Your Nauru Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From US$115,000 (US$90,000 for applications filed before 31 December 2026) Nauru investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • Sell From US$115,000 (US$90,000 for applications filed before 31 December 2026) from your portfolio
  • Trigger capital gains tax (up to 20%)
  • Lose years of compound growth
  • After 10 years: $24827831772.56M

Lombard Loan: Keep Your Portfolio

  • Borrow From US$115,000 (US$90,000 for applications filed before 31 December 2026) against $23000180000.62M collateral
  • No capital gains event triggered
  • Portfolio continues growing at 8%
  • After 10 years: $46205636545.03M
Your advantage with Lombard+$21377804772.47M

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$23000180000.62M
50% LTV
Annual Interest
$345002700.01M
3% rate
10yr Interest Total
$3450027000.09M
Typically capitalised
Net Advantage
+$21377804772.47M
vs. liquidating

Is Nauru right for you?

Ideal for

  • Privacy-conscious individuals seeking obscure citizenship
  • Budget-conscious investors seeking lowest-cost CBI
  • Those from regions with limited CBI access
  • Investors wanting zero-tax jurisdiction
  • Those not needing major Western visa-free access

Consider alternatives if

  • Those needing USA, UK, or Schengen visa-free access
  • Investors seeking prestigious passport perception
  • Those wanting developed nation services
  • Applicants requiring strong passport mobility
  • Those seeking active lifestyle in new country

FAQs

Half an hour, $100, no commission.

Whether Nauru is right for you, what it will actually cost, and whether a visa with no capital contribution gets you the same place for nothing.

View All Programmes