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United Kingdom From £5,000,000 investment — Investor Visa (New 2025) programme
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UK Investor Visa 2026

Investor Visa (New 2025)
From £5,000,000$6.5M USD
Min. Investment
From £5,000,000
$6.5M USD
Processing
5-10 months
Visa Type
Investor Visa (New 2025)
Citizenship Path
Yes(3 years)
Stay Required
Varies
Family Included
Yes (3 categories)

Programme Overview

NEW 2025: The UK is preparing a £5 million invite-only Investor Visa with a 3-year path to settlement—the fastest route to British residency ever offered. This exclusive programme targets ultra-high-net-worth individuals with enhanced due diligence and transparency requirements. Following the closure of the Tier 1 Investor Visa in 2022, this represents a major revival of UK investment immigration with stricter safeguards.

The United Kingdom has relaunched its investor immigration programme in 2026 with a new £5 million invite-only visa targeting ultra-high-net-worth individuals who can demonstrate exceptional economic contribution. Following the closure of the Tier 1 Investor visa in 2022 amid security concerns, the new programme takes a highly selective approach, requiring applicants to be invited based on their business track record, investment potential, and ability to contribute to the UK economy. The £5 million minimum represents a significant increase from the previous £2 million threshold, reflecting the UK's focus on quality over quantity. Successful applicants receive a 3-year visa with a pathway to settlement (permanent residency) after 5 years, and British citizenship becomes available after 6 years total. The UK remains one of the world's most desirable destinations, offering access to London's unparalleled financial markets, world-class education at institutions like Oxford and Cambridge, and the prestige of the British passport—ranked among the world's most powerful with visa-free access to 190+ countries. This guide explains the new programme's requirements and application process.

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Fund Your United Kingdom Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From £5,000,000 United Kingdom investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • ✗Sell From £5,000,000 from your portfolio
  • ✗Trigger capital gains tax (up to 20%)
  • ✗Lose years of compound growth
  • ✗After 10 years: £10.79M

Lombard Loan: Keep Your Portfolio

  • Borrow From £5,000,000 against £10.00M collateral
  • No capital gains event triggered
  • Portfolio continues growing at ~8%
  • After 10 years: £19.84M
Your advantage with Lombard+£9.04M

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
£10.00M
50% LTV
Annual Interest
£175,000
~3.5% rate
10yr Interest Total
£1.75M
Typically capitalised
Net Advantage
+£9.04M
vs. liquidating
Explore Lombard FinancingLearn more about financing options

Investment Options

Key Benefits

3-year path to settlement (ILR)—fastest UK investor route
UK residency through invite-only exclusive programme
Investment in UK-focused approved funds
Indefinite Leave to Remain after 3 years (vs. 5 years historically)
Enhanced transparency on investment outcomes
Job creation impact tracking
Strategic location with global finance hub
Access to UK healthcare and education
British citizenship eligibility after settlement

Eligibility Requirements

•Invitation required—exclusive programme for ultra-high-net-worth individuals
•Minimum £5 million investment capacity
•Independent annual enhanced due diligence
•Source of wealth verification required
•Investment in British Business Bank-approved funds only
•Funds must be maintained until ILR granted (3 years)
•Clean criminal record
•Good character requirement
•Full transparency on investment outcomes (e.g., jobs created)
•Compliance with UK immigration, financial, and tax rules

Application Timeline

Total Time
5-10 months
1

Programme Status

Launching 2025

UK government preparing invite-only programme. Expected launch with £5M threshold and 3-year settlement pathway.

2

Invitation & Due Diligence

3-6 months

Receive invitation, complete enhanced due diligence including source of wealth verification and background checks

3

Investment & Visa Grant

2-4 months

Complete £5M investment in British Business Bank-approved funds and receive initial visa

4

Path to Settlement (ILR)

3 years

Maintain qualifying investment for 3 years to achieve Indefinite Leave to Remain—fastest UK investor route

Family Inclusion

  • •Details to be confirmed upon programme launch
  • •Likely to include spouse and dependent children
  • •Family members would receive derivative visas

Taxation

UK taxes residents on worldwide income with progressive rates up to 45% plus National Insurance. Non-domiciled tax status available for qualifying individuals, allowing remittance-basis taxation on foreign income. Various tax treaties available. Inheritance tax applies to UK assets and worldwide assets for deemed domiciled individuals.

Residency Requirements

Programme details pending official launch. Historical UK investor visas required maintaining investment and minimum UK presence. Specific requirements to be confirmed if programme proceeds.

Path to Citizenship

British citizenship eligible after 3 years settlement (ILR) plus 1 year as settled resident = 4 years total. Requires Life in the UK test, English language proficiency, and good character. One of fastest investor paths to a top-tier passport.

Costs & Fees

Investment
£5,000,000

Minimum qualifying investment

Visa Application Fee
£1,638

Home Office application fee

Immigration Health Surcharge
£1,035/year

NHS access fee per person

Legal Fees
£20,000-50,000

Immigration lawyer and investment structuring

Due Diligence Costs
£10,000-25,000

Source of wealth verification

Settlement Application
£2,885

ILR application after 5 years

Total Estimated Cost
£5.05-5.1 million total including investment and all fees
Finance with Lombard Loan

Is United Kingdom Right for You?

Ideal For

  • Ultra-high-net-worth individuals (£10M+ net worth)
  • Those wanting prestigious British passport
  • Families prioritizing English-language elite education
  • Business owners seeking London financial hub access
  • Those comfortable with active investment requirements
  • Applicants with clean, verifiable source of wealth

Consider Alternatives If

  • •Those with budget under £5M
  • •Passive investors preferring hands-off approach
  • •Those seeking quick citizenship (minimum 6 years)
  • •Applicants with complex source of wealth history
  • •Those seeking territorial or zero-tax jurisdiction
  • •Those wanting guaranteed approval (invite-only)

Alternative Programmes to Consider

Ireland

English-speaking EU access with £1M investment

Portugal

EU citizenship in 5 years, lower investment

Malta

EU citizenship possible via investment

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Financing Strategy

Fund Your Investment with a Lombard Loan

See how portfolio-backed lending can preserve your wealth while funding your investor visa (new 2025) investment.

Complete Guide to Golden Visa Financing

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Frequently Asked Questions

Ready to Begin Your Journey?

Schedule a consultation with our expert advisors to discuss your United Kingdom investor visa (new 2025) application.

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Lead Analyst: Law Degree | MSc Global Finance (City, University of London) | CISI Level 7 Chartered Wealth Manager

2026Verified Advisor

About the Report: The 2026 Global Wealth Migration Report provides real-time analysis of the shifting tax and residency landscape for HNWIs. Key 2026 benchmarks include the March 6 New Zealand Property Reform for AIP holders, the €300,000 Italy Flat Tax hike, and the Dutch Box 3 "Actual Return" Act (passed Feb 12, 2026). Our data helps investors navigate unrealized gains taxes and liquidity traps through strategic investor visas and Lombard loan structures. Data last verified: March 23, 2026.